Absa credit card

With Africa’s number-one credit card, you earn cashback rewards anywhere in the world. Designed for our affluent clients, the Platinum Credit Card makes the right statement: You're a VIP. 

• Introduction limit of 1,000,000 as soon as you Open Account
• You need a net salary of TZS6,000,000 or Above (salaried) to apply
• To apply, you need to provide 1 month’s salary slip
• For self-employed, your credit turnover will be assessed to qualify for the card
• Cash back reward points;2 points/miles for every 1 TZS spent
• Up to 56% interest free when you pay full outstanding balance
• Get up to 50% of limit as  cash advance / ATM withdraw
• Enjoy seasonal discounts at local merchants we have alliance
• Get purchase protection on items (T&Cs apply)
• Dedicated customer service team
• Get up to 50% discounts, explore our visa offers here

Card safety

• Sign the back of your card as soon as you receive it.
• Never allow anyone to use your card or PIN
• Never let your card out of your sight when paying.
• Never write your PIN down – memorise it and destroy your PIN mailer immediately.
• You will receive a one-time password when you make an online purchase.

Credit sense

• Be committed to paying all your monthly financial obligations, including credit cards.
• Only apply for additional loans if you know you can afford the monthly repayments.
• Track your financial standing by creating a monthly budget detailing your monthly income and expenditure.
• Use your budget to identify areas where you can reduce spending.
• Determine your net worth using the calculation: Total assets – Total liabilities = Net worth.
  Total assets: Combine all your money from your savings or cheque accounts, trust funds, property value, car value, stock value, etc.
  Total liabilities: Combine all your debts such as home mortgage, credit card balance.
• Your goal is to have a positive net worth value at all times and it should be increasing as time goes by.