Insure yourself, your life, your family and your belongings

Benefits

This is an insurance policy purchased to cover potential losses caused by different events for a person who intends to  travel from one country to another. Most countries would require people visiting their country to have travel insurance protection to cover themselves against various travel risks. At times, this insurance is a visa requirement.

Most of the travel insurance policies settle claims in terms of reimbursement to their client. This means that once someone has incurred a certain covered loss, they will first have to bear the cost themselves and then claim reimbursement from the insurance companies either by showing the evidence or valid receipts. Premium/Cost for travel insurance mainly depends on the country you are travelling to and the length of stay. 

What is covered

• Loss of luggage: this covers against the loss of luggage whilst you are in transit or at the destination
• Repatriation cost: this covers the cost of returning the deceased body of the insured from a foreign country back to their home country
• Loss of documents: this covers replacement of lost documents such as passport, national ID or driving license once you have travelled
• Medical treatment and hospitalisation abroad: this covers reimbursement of cost incurred for medical treatment or hospitalisation in a foreign country if you are in an accident, fall sick or become ill
• Legal defense: this covers legal cost once one is involved in a case/legal liability while in the foreign country
• Emergency return home following death of a family member: this covers for any cost arising from change of tickets or any arrangements for early returns due to emergency situations
• Missed flights or cancellations: based on certain acceptable reasons, insurers pay a certain amount if you miss your flight or if your flight is cancelled